Welcome to IOLX (Interactive Online Learning Experience). By accessing or using our platform, you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

 

1. Acceptance of Terms

By registering, accessing, or using IOLX services, you confirm that you have read, understood, and agree to these Terms and Conditions, as well as our Privacy Policy. If you do not agree, you must not use our platform.

 

2. Eligibility

You must be at least 13 years old to use IOLX. Users under 18 must have consent from a parent or guardian. By using the platform, you represent and warrant that you meet this requirement.

 

3. Account Registration

Users may need to create an account to access certain courses or features.

You are responsible for maintaining the confidentiality of your account login credentials.

You are responsible for all activity that occurs under your account.

You must provide accurate and up-to-date information during registration.

 

4. Use of Platform

IOLX grants you a limited, non-exclusive, non-transferable right to access and use the platform for personal or educational purposes only.

You must not use the platform to:

 

Violate any applicable laws or regulations

Infringe intellectual property rights

Post harmful, offensive, or illegal content

Interfere with the platform’s security, operations, or other users’ experience

 

5. Intellectual Property

All content, courses, software, and materials on IOLX are the property of IOLX or its licensors.

You may not reproduce, distribute, modify, or create derivative works from any content without prior written permission.

 

6. Payments and Refunds

Certain courses or certifications may require payment.

Fees are non-refundable except as expressly stated in the refund policy.

Payments are processed securely through our approved payment gateways.

 

7. Disclaimers

IOLX provides educational content for informational purposes and does not guarantee employment, income, or results.

The platform and content are provided “as is” without warranties of any kind, express or implied.

 

8. Limitation of Liability

IOLX is not liable for any direct, indirect, incidental, or consequential damages arising from your use of the platform.

Users agree to indemnify and hold IOLX harmless from any claims resulting from their actions on the platform.

 

9. Termination

IOLX reserves the right to suspend or terminate accounts for violations of these Terms, misconduct, or legal reasons.

Termination does not waive your responsibility for actions taken prior to termination.

 

10. Changes to Terms

IOLX may update these Terms at any time.

Users will be notified of significant changes, and continued use of the platform constitutes acceptance of the updated Terms.

 

11. Governing Law

These Terms are governed by the laws of [Insert Country, e.g., Ghana], without regard to its conflict of laws principles.

 

12. Contact

For questions or concerns about these Terms, contact us at:

Email: [info@iolx.org](mailto:info@iolx.org)

Website: [www.iolx.org](http://www.iolx.org)